That was 38% of your expenses last week!

Much as I’d like to fund it out of marriage or sports deals, I guess I’m stuck on the slower, more mundane savings & investment path too! Anyway – good luck on progressing towards your goals, however you get there…

But I do believe that a key component of retiring early is having a plan and ultimately, saving more than you spend. How many people have loads of money (trust funds, lottery winners, rock stars, movie stars, etc…) only to end up broke in a few years? Having money is only half the equation, the other half is what you do with it.

In this blog I mostly talk about my goals for the future, how I budget my money, and forever evolving ways of utilizing that money to roll into larger doughs of cash. Although the circumstances of my early retirement is unique to me, the techniques I utilize to create/save/invest into more cash is not, and that is what I try to mostly focus and blog about.

Of the $1.45m total, $1.13m is real estate. Of that, $980k is Houses 1 and 2, which are nearly paid off already (£186k outstanding according to your other post).
So, c.$800k of the ultimate projected retirement fund is already there – today – in real estate net worth. Given your early post-graduation contribution to this $800k vs. the lifetime of your parents contribution to it, also whilst you were establishing your earning potential and indeed the rest of this plan, I would assume your share is a small minority.

Thus, even if we say that a generous $100k is already down to you, that leaves half your ultimate retirement fund at 35 ultimately being inheritance of real estate assets already in existence from your folks. Given the power of compound wealth generation over time, this is a HUGE factor in your projected freedom.

Doesn’t make what your doing any less correct or worthy, but it seems a very material factor for the blog that’s not mentioned at all! (Apologies if I missed it haven’t read the entire site).
FYI I’m 32 and starting literally from scratch I’m at a NW of about $700k (not US based so depends on currency rates etc.), may not make it by 35 but hopefully not too far behind!

A genuine question and I may have misunderstood somewhere – apologies if so.

Most people I know that have gone here like it because it is an adventure going to the Middle East. Also, it is not dangerous here so you don’t need to worry about that. In my situation, going to Kuwait definitely helps me in my career and moves me up a bit quicker. Overall I think it was a good idea for me to do it. But it might be a bit different in a family dynamic (although you can still Skype everyday to talk and see each other).

My husband is thinking about going TDY to Kuwait as a civil service worker.. He wants to do it for several reasons. The most important one is the money to him. I tell him to do it for the experience of seeing somewhere you would not otherwise go. He is previous military so he has been some places before but never Kuwait. We are told by him doing this now he will be able to be promoted faster. We just have lots of questions and were wondering if anybody had any real answers like do we have to pay for his plane ticket? We know they will pay per diem and his pay will change a little bit. It would be a great adventure that he would not be able to get otherwise. Anybody else who has gone on this adventure. Please share your thoughts and let us know what you think? We want to be well informed before we make this decision.